Investment FAQ

What is my investment in therapy?

Consultation: 15 minutes - FREE

Therapy is an investment, not just financially, but in the way we show up for our lives, our relationships, and ourselves.

Investment:

  • Initial Intake Session: 60 minutes, $225

  • Ongoing Therapy Sessions: 60 minutes, $200

  • ESA  & GAMHA Assessments with Letter: 60 minutes, $150

I offer limited discounted services for LPC-Associates, LMSWs & LMFT-Associates upon request. 

Investing in therapy may feel difficult when you’re used to putting others first. But therapy isn’t a luxury. It’s like medicine, not an optional supplement. While vitamins may boost your health, medicine is essential when it comes to truly addressing the problem. Therapy goes deeper than just managing your overwhelm or anxiety; it helps you heal and find lasting balance. When you feel drained, resentful, or like you’re running on empty, it’s a sign that your emotional well-being needs more than just surface-level care. By prioritizing therapy, you’re choosing the help that gets to the root of the issue, allowing you to not just survive but thrive in both your personal and professional life. Taking this step isn’t an indulgence; you must keep showing up for others and, most importantly, yourself.

WHY PRIVATE PAY?

I am a private pay practice, which means I do not accept insurance. This is intentional because it allows for more privacy, flexibility, and depth in our work. Insurance often requires a mental health diagnosis, limits the type and length of care, and involves a third party in your treatment. Working outside of insurance keeps your therapy focused on you, not what a company will approve.

You are welcome to use out-of-network benefits if your plan offers reimbursement.

I tend to be a good fit for people who are looking for more than short-term, solution-focused work and are ready to engage in deeper, process-oriented therapy. This work is not surface-level, and it is not a quick fix. It is intentional, process-oriented, and designed for lasting change in how we relate to ourselves and move through the world.

If you are primarily looking for the lowest-cost option or need to use insurance, I may not be the best fit and I’m happy to help point you in a direction that better supports your needs.

can i use my out-OF-network (oon) benefits if you don’t accept my insurance?

Yes! While Sage Holistic Counseling is a private-pay practice and does not bill insurance directly, I can provide a superbill upon request for you to submit to your insurance company for potential reimbursement through your out-of-network (OON) benefits.

Your health plan may still cover a large portion of your therapy costs if you have “out-of-network” benefits for mental/behavioral health. Look up your plan details (specifically under the out-of-network Mental Health Outpatient Services). If you don’t have out-of-network benefits, consider switching to a plan that does during the Open Enrollment period.

A superbill is an itemized receipt that includes the information your insurance company may need to process an out-of-network claim. Please note: Superbills include a mental health diagnosis and other information about your treatment. If you choose to submit a superbill for reimbursement, this information will be shared with your insurance company and may become part of your insurance records.

Reimbursement is not guaranteed and depends on your individual insurance plan, deductible, and out-of-network coverage. I recommend contacting your insurance provider before beginning therapy to confirm your benefits, reimbursement rates, and any requirements for submitting claims.

CAN I USE HSA, FSA, OR HRA to pay for therapy?

Health Savings Accounts (HSA’s), Health Reimbursement Arrangements (HRA’s), and Flexible Spending Accounts (FSA’s) can be used to cover the cost of therapy and often decrease the cost of treatment significantly.

Frequently Asked Questions